HomeStone-Coated Steel Roofing
Premium Stone-Coated Steel Roofing · Dallas–Fort Worth

Shingle Curb Appeal.
Steel Underneath.

The traditional shingle, shake, or tile profile your HOA expects — built on Class 4 hail-rated steel instead of asphalt.

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Class 4 Hail Rating
40–70 Year Lifespan
Highest HOA Approval Rate
10-Year Workmanship Warranty
Why Stone-Coated Steel

Same Look. A Completely Different Roof Underneath

From the curb, stone-coated steel reads as traditional shingle, shake, or tile. Under the surface, it's a different roof entirely.

Asphalt Shingles
Lifespan
Typically 15–20 years before a full replacement is needed.
Hail Resistance
No meaningful impact rating on standard shingles — hail damage is the most common claim in North Texas.
Insurance
No Class 4 discount available on standard asphalt.
Long-Term Cost
Lower upfront cost, but repeated replacement cycles over a 40-year ownership horizon.
Stone-Coated Steel
Lifespan
40 to 70 years depending on profile and coating — two to four full asphalt cycles in one install.
Hail Resistance
Class 4 impact rating — the highest available — engineered for exactly the hail events North Texas sees every spring.
Insurance
Qualifies for meaningful premium discounts from most Texas carriers.
Long-Term Cost
Higher upfront cost, but typically a single install for the life of the home.
An Honest Comparison

Stone-Coated Steel vs. Standing Seam

We install both. Here's how we actually think about which one fits a given home — not a sales pitch for either.

Choose Stone-Coated Steel If

Your HOA's design guidelines call for a traditional shingle, shake, or tile profile, or you want the strongest available HOA approval odds. Still Class 4 hail-rated steel underneath.

Choose Standing Seam If

You want the longest possible lifespan (50–70 years) and a clean, modern architectural line, and your HOA doesn't require a traditional shingle profile. See the full standing seam guide →

Pricing

Stone-Coated Steel Roofing Costs in DFW

Stone-coated steel runs $10–$16/sq ft installed. Installed cost by material, based on current DFW-wide market rates.

Material$ / Sq Ft InstalledEst. Total (3,500 Sq Ft Roof)
R-Panel / Exposed-Fastener Steel$7–$11$24,500–$38,500
Stone-Coated Steel$10–$16$35,000–$56,000
Standing Seam Steel$12–$18$42,000–$63,000
Premium 24-Gauge Standing Seam$15–$22+$52,500–$77,000+
Synthetic Slate (Composite)$12–$20$42,000–$70,000
Copper$25–$40+$87,500–$140,000+

DFW-wide installed-cost ranges as of 2026, for material and labor combined. Sample totals assume a 3,500sq ft roof with typical pitch and access — actual cost depends on your roof's exact size, slope, tear-off needs, and site conditions. Get a free satellite-based estimate for your home's specific number.

FAQ

Stone-Coated Steel Roofing Questions

What is stone-coated steel roofing?

Stone-coated steel is a steel roofing panel coated with a layered stone-chip finish, formed into architectural profiles that read as shingle, shake, or tile from the ground. It carries the strength and hail resistance of steel with a traditional, HOA-familiar appearance.

What profiles does stone-coated steel come in?

We install five stone-coated profiles: Barrel-Vault Tile, Pacific Tile, Pine-Crest Shake, Cottage Shingle, Granite-Ridge Shingle. Each is available in multiple color blends, so most HOA aesthetic requirements can be matched without giving up the underlying steel system.

Will my HOA approve a stone-coated steel roof?

Stone-coated steel has the highest HOA approval rate of any metal roofing system we install — its shingle and tile profiles read as traditional from the curb, which is usually the sticking point for design review committees. We provide material samples, color chips, and manufacturer spec sheets to support your submission at no additional cost.

Does stone-coated steel qualify for insurance discounts in DFW?

Yes. Stone-coated steel carries a Class 4 impact resistance rating — the highest available — which qualifies for meaningful premium discounts from most Texas carriers. In hail-prone North Texas counties, many homeowners see 20–35% reductions on their wind/hail premium.

How long does a stone-coated steel roof last?

Stone-coated steel typically lasts 40 to 70 years depending on the specific profile and coating, versus 15–20 years for asphalt shingles. It falls short of standing seam's 50–70 year range at the low end, but comfortably outlasts every non-metal alternative.

How much does stone-coated steel roofing cost per square foot in DFW?

Stone-coated steel runs about $10–$16 per square foot installed in the Dallas–Fort Worth market. On a representative 3,500 sq ft roof, that works out to roughly $35,000–$56,000 installed. Your exact number depends on roof size, pitch, and complexity — request a free estimate for your specific home.

Get The Shingle Look
Without the Asphalt Downside

A quick call with our team is the fastest way to find out if stone-coated steel is the right fit for your home and your HOA — no pressure, no obligation.

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